Trust Financial Planning Ltd has applied to remove its FCA authorisations and as of 19th March 2025 has voluntarily agreed to the imposition of requirements. The effect of this is that Trust Financial Planning Ltd will no longer be undertaking any regulated activity including investment, mortgage or insurance advice. To view these requirements in full please see our listing on the Financial Services Register. Trust Financial Planning Ltd
Life Plan
Finding Peace with Money
What is the Life Plan?
The Life Plan is a rolling holistic financial plan whose purpose is to enable the plan holder(s) to find peace with money. For those wanting to engage in financial planning from a specifically ‘outward looking’, belief-based perspective, the Life Plan allows them to continually view their financial needs and means as a whole, considering all relevant factors, before going on to take advice on individual financial decisions. It provides a ‘safe space’ within which to first reflect and gain perspective on what is really important. A necessary staging post before returning again and again to the financial decision-making process that has become such a dominant part of modern life.
The Life Plan is in two parts. First the Life Plan, then the Active Plan which is a series of advice and support services enabling clients to turn the perspective they have gained from the Life Plan into key ‘active’ decisions on individual components of their financial planning.
The Life Plan covers the six core components of financial planning - ‘Retirement Income’ (Pensions), ‘Surplus Funds’ (Cash/Investments), ‘Borrowing’, ‘Protection’ (Insurance), ‘Tax’ and ‘Estate’. Each of these is managed as a separate ‘plan’ in its own right consisting of a detailed breakdown of ‘Objectives’ and a separate ‘Plan’ detailing the means currently available to meet those objectives. In addition to key references to a client’s financial needs, among those objectives in each instance will be a specific reference to meeting those needs in a responsibly engaged manner.
The Active Plan covers the six core sectors of the corporate financial world - Banking, Investments (including Pensions), Lending, Insurance, Tax Services and Legal Services. Services under each of these headings will be provided on a completely standalone basis, using separate practitioners with separate client agreements (and separate fees) in place. All changes to a client’s financial situation worked through as part of their Active Plan will then be reflected in their updated Life Plan.